Scope, licensing, and pricing
Make sure every quote includes the same line items and that the installer's licensing and insurance are current.
- Is the contractor's business license and insurance current?
- Is the company named on the contract the licensed entity?
- Is subfloor repair included if needed, or a change order?
- Does the quote specify material grade, thickness, and brand?
- Is removal and disposal of the old flooring included?
- Is a moisture test included for below-grade or slab rooms?


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Frequently asked questions
Is it reasonable to ask for financing terms in writing?+
Yes. Reputable flooring contractors expect it. If a company refuses to put financing terms in writing, that's the answer.
Related guides
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Pricing, sources & disclosures+
Pricing source & methodology
Any dollar figures or price ranges shown on FloorGuide are educational reference points, not quotes. National typical mid-range bands are drawn from publicly available flooring installation cost research and adjusted for regional construction costs using a city-cost-index methodology. Ranges reflect professionally installed projects from licensed flooring installers, including standard subfloor prep and removal of old flooring, not DIY, material-only, or handyman scopes. Actual pricing depends on square footage, room count, material tier, subfloor and moisture conditions, add-ons like leveling or stairs, and the installer you choose.
- · Angi (HomeAdvisor), How Much Does It Cost to Install Flooring? (2024)
- · HomeGuide, Flooring Installation Cost (2024 national + regional ranges, by material)
- · National Wood Flooring Association, cost & care guidance for solid and engineered hardwood
- · U.S. Census Bureau, American Housing Survey (housing age & characteristics)
- · RSMeans City Cost Index (regional construction-cost adjustment methodology)
Estimates, not quotes
FloorGuide does not perform site visits, measure your rooms, or inspect your subfloor. Any ranges, timelines, or scope descriptions are general guidance to help you compare materials and options before talking to an installer. A binding price requires an in-home measurement and assessment by a licensed professional.
Financing & APR disclosure
Flooring financing offers are typically advertised as a monthly payment. The figures that determine the true cost are the annual percentage rate (APR), term length, total interest, and any promotional-period terms (e.g., 0% APR for an introductory window that reverts to a higher rate). Always request the Truth-in-Lending disclosure in writing before signing. FloorGuide does not originate loans, broker credit, or make credit decisions. Financing is offered by third-party lenders subject to credit approval and applicable state law.
Licensing & warranty
Flooring installation is regulated at the state and local level, and some scopes (e.g., moisture remediation, structural subfloor repair) may require additional permits or licensed trades. Confirm that any installer you hire carries the appropriate licensing and insurance, and provides a written labor + materials warranty before work begins. Requirements differ by state and municipality.
Advertising & matching disclosure
FloorGuide is a free homeowner-education tool. When you complete the guided experience and opt in, we may match you with a vetted local flooring provider and may receive a referral or revenue-share fee from that provider if a project moves forward. Matching is optional and is never a condition of using the guide or viewing your flooring profile. FloorGuide is not an installer and does not perform flooring work.
Last reviewed: August 2026. Pricing data is reviewed periodically; the cited sources are the authoritative reference.
